This template DOES NOT have the column included where you can list a verse for reference. This is intended for more journaling like stories or personal testimonies on certain topics. Watermark will be removed when downloaded. This comes in a .pdf format and is available for immediate download in sizes 8.5X11, 7X10, or Planner size A5. Because of the nature of digital files no refunds can be given. This template is also part of the Topics Kit. For personal use only.